Business Term Loans
Conventional fixed rate loans
Lending Guidelines
We offer traditional working capital loans with great rates and up to 1-5 years to repay. We can finance businesses in all 50 states and get approvals in 24-48 hours.
This is a conventional fixed rate loan in amounts of between $20,000 and $500,000. We also have a FAST TRACK loan program where we can provide a loan of between $20,000 to $100,000 and all we need is an application and the last four months bank statements.
The application takes less than 10 minutes and funding can be available in as little as 3 days. This is a great program for clients in a wide variety of industries. A sample of the Industries and the restricted industries are listed below.
- Gas Stations
- Convenience Stores
- Dry Cleaners
- Agriculture/Farming
- Distilleries/Breweries
- Restaurants/Bars
- Liquor Stores
- Healthcare
- Pet Care
- CPAs
- Lawyers
- Engineers
- Hotels & Motels
- Other Services
This direct lender has certain industries and business types that they are unable to fund. Examples include: Used car dealers, Banks and other lending institutions, Insurance carriers, Money service businesses, Adult entertainment, Marijuana-related businesses, Non-profit entities, Government entities and Online gambling services. Additionally, they cannot lend to businesses in North Dakota, South Dakota, or Nevada.
VA250 Commemorative Partnership
EFA Heritage Business Financing is proud to be a Commemorative Partner of VA250 - Virginia's American Revolution 250 Commission. Of the thirteen original colonies, none played as fundamental a role as Virginia in the formation of our country. From the ideas that inspired it, to the battlefields that decided it, there is simply no America without it. As we mark 250 years of Independence, now is the perfect time for you to reconnect with your country in the place that made it possible. Please join us at VA250.org.
