Real Estate Financing

Loans From $75K to $10M+

Who we are

EFA Heritage Business Financing is a private commercial lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. We feature a variety of commercial loan programs to accommodate borrowers' needs, with loan limits ranging from $75,000 to $10 million plus.

Our Philosophy

Unlike many other companies, we are purely focused on the commercial finance niche and recognize the difficulty brokers and borrowers experience locating financing for their commercial transactions in the current market. Our company implements a tiered approach to financing by utilizing our own access to capital, as well as that of others, to provide our clients with the best options possible. Our premium customer service and attention to detail makes the commercial loan process simple for borrowers as well as commercial finance professionals.

Our Objective

While other lenders are turning down most commercial transactions today, our comprehensive approach enables us to offer loans for more borrowers and on more transaction types. In addition to being able to finance hard to place transactions, we offer loan programs for investors, owners, or companies seeking financing on strong, superior credit grade transactions.

Program Highlights

  • Up to 90.0% LTV
  • Loans From $75K to $10M+
  • Investor & Owner Occupied Loans
  • No Exorbitant Upfront Deposits
  • Same Day Approvals
  • Purchase, Refinance & Cash-Out
  • Most Commercial Properties Considered
  • Nationwide Programs

VA250 Commemorative Partnership

EFA Heritage Business Financing is proud to be a Commemorative Partner of VA250 - Virginia's American Revolution 250 Commission. Of the thirteen original colonies, none played as fundamental a role as Virginia in the formation of our country. From the ideas that inspired it, to the battlefields that decided it, there is simply no America without it. As we mark 250 years of Independence, now is the perfect time for you to reconnect with your country in the place that made it possible. Please join us at VA250.org.

Reach Out To Us

Get a Free Evaluation of Your Financing Needs From Our Finance Specialists.